If you are still doubting the legitimacy or think making a living online is  a shady deal, take a look at our guide. We have listed all the ups and downsides of making money online, in order to give you a realistic overview of how things work. If you are interested in earning an income online, you can see how to start and which are the best tools to get you that extra cash.
The Mythbusting is much appreciated. It’s a gold rush out there. WWW might stand for wild wild west. This article frames up the challenges and reminds us that it’s the reality on the ground that gets us up the mountain. A similar myth is the one about writers and riches. I found a good article by an old fantasy novelist and reworked it into a post you might enjoy. http://ow.ly/a6pn3
First and foremost, when it comes to marketing anything online, it's important to understand how money is made and earned. In my phone call with Sharpe, he identified several items that were well worth mentioning. Once you understand where the money comes from and how the industry works, you can then better understand how best to position yourself and your offer so that you can reap the benefits of the making-money-while-you-sleep industry.
The money is most certainly in the list. If you're at all interested in online marketing, setup email software and create a lead magnet that you can use in your sales funnel. Then, build up that list. It's often said that you can expect to earn about $1 per subscriber per month. If you have a list of 10,000 subscribers, that means you can earn roughly around $10,000 per month. You will need to deliver value and not pitch them on every email, but it is a very achievable goal in a short period. 

But don't make the mistake of thinking this will be a passive source of income—you're on call whenever you have a guest and you'll always need to keep the place clean for incoming visitors. On top of just renting on Airbnb, consider offering your guests paid add-ons, like Lauren Gheysens', Royal Day Out in London, England—where she gives visitors a local's only tour of the city, complete with bespoke 18th century costumes.

Another company that hires website testers is User Testing. Here you can earn $10/$15 per test. To become a tester – submit your email address and apply. Testers must take a sample test before receiving any assignments. This gig is open to US and International residents alike who can accept payments via PayPal. Each test takes about 15 – 20 minutes.
Walk around your neighborhood or town and I’m sure you’ll see tons of great local businesses with terrible design. However, with increasingly easy-to-use tools like Adobe Illustrator, Venngage, Stencil, and Visme, just about anyone with a creative mindset and a good amount of motivation can start making money online by being a graphic designer for local companies.

Do you have a class A, B, or C motorhome? What about a pop-up, travel trailer, or fifth wheel? Then put your recreational vehicle to work when you're not using it. RVshare is an on-demand platform that connects RV owners with renters. It's completely free to use and according to their website, you can earn $120 – $365 a day! Booked rentals include 24/7 roadside assistance (so you know your RV is in good hands) and RV rental insurance. RVshare has been featured on CNN, the New York Times, NBC, Huffington Post, along with numerous other publications.

If you have a penchant for design or are familiar with blog/website set up, then this is a service that you can create and market to others.  This involves creating logos, social media icons, headers and other design elements of a website.  I like to refer to this as fairy blog mother services for newbie bloggers who don’t have a clue around how to set up a properly structured blog.  I’ve done this often for new bloggers wanting to set up a website but who have no clue about where to get started.
If you're serious about making money online, start a blog. Blogging is one of the easiest and most sustainable income sources. As long as the blog is setup the right way, in the right niche, with the right content targeted at the right audience, and the offer is complementary to the content, you could make a tremendous amount of passive income from a blog.
In his bid to find a source of income, he looked through the finance section in the yellow pages and found a man called Mike. He met this man based on the fact that he had the biggest ad in that section and asked to work with him for free; in return, Mike would teach and mentor him on the secrets of business and finance. Surprisingly, Mike agreed and this was one of many steps he took to the good life he wanted.
Okay while i agree the list is very useful….i think that everyone should disreguard the online surveys they are awful if u want to make money doing it you have to fill out one form which just brings you to another site to give u more forms to fill out. Its pretty bad, plus kids should be getting out of there houses to make money not sitting inside all day.
There are numerous printing companies that will print your designs onto not just T-shirts, but also hoodies, hats, posters, cushions, bags, and phone cases, to name a few items. These businesses also offer fulfillment services. This means that you promote the merchandise on your own site and once you sell a product the printing company will not only print your design but also send the item directly to the buyer. So all you have to do is concentrate on the marketing and selling of your products, and the fulfillment company will take care of the rest. 

I would like to warn people to freelance on a single platform, Fiverr and Upwork for example are arbitrarily closing accounts of thousands and thousands of freelancers who have been working hard sometimes for many years to build their portfolio, only to get their account closed in a matter of minutes because some rules and policy changed, and a little mistake (like for instance asking a customer to change a review in exchange of improving the delivery) would get your account PERMANENTLY suspended with all your money frozen for 90 days.
WordPress Plugins – WordPress plugins are additional tools to add to your WordPress website to optimize performace. WordPress plugins are extremely easy to download, activate and use. Some examples of WordPress plugins: When you see a “Facebook Like” button or a “ReTweet” button on a website or blog you are seeing WordPress plugins in use. There are many, many behind the scenes plugins that the casual viewer will not even notice or be aware of but they help make your website run smoothly.
While Etsy is fantastic for handmade goods that you’ve already created, if you’ve got killer designs that would look good on phone cases, t-shirts, or even wall hangings, pillows, and duvets, you can sell them on Society6 without paying anything to start. Society6 lets artists upload their designs and create their own shops where they choose what products their designs can be used on. That means one design can be used to make a whole range of awesome products that are printed and shipped on demand whenever someone buys from you. With top creators making thousands every month just from selling their designs.
Well That’s great you grossed $2,000 but how much of that? $2,000 is going on taxes Well I don’t know what the tax rates are in the united states But here in canada where I live in the province of Nova Scotia out of that 2 grand Self-employed or not even with all the write offs I get from things like rent or Internet or cell phone or anything else that I can claim as a business expense Even when all those write offs I’m still probably going to lose about 40 to 50 percent of that money Because I’m self-employed and I live in Canada which is a socialist country With very high tax rates so out of that 2 grand I need to take anywhere from 800 to a thousand dollars of it, and I need to put that aside to pay taxes immediately Maybe I’ll get some of that back at tax time Maybe it won’t but I have to put that aside So now my 2 grand has already become one grand Also now I need to reinvest 30 percent in order to get that Other two grand so ever that remaining thousand dollars
“I always point people to the article ‘1,000 True Fans’ by Kevin Kelly. If you choose your thousand ideal customers or readers properly and find the single author blog that targets that audience, you never have to do any more marketing. You’re done. That is a lesson that very few product developers and marketers have learned, and it’s unfortunate.”
People with part time jobs can make money online from home. When you’re not at work you can fill out online surveys for fast money. Survey panel answering can also be a very flexible part-time job for busy students as sometimes it can be difficult to find a part-time job that can work around their school schedule. Luckily, students can earn money online by filling out surveys. And they can work when they are available, so work doesn’t have to interfere with school!
I used to have fun doing surveys while I watched TV. I was choosy about the companies I used and I never paid to sign up for any. I got about $25 in free BlockBuster movie coupons, cashed out about $25 from another site and did an in house project trial where a company sent me to full size body lotions to use and record information about. I had fun, felt like my input was improving the business world, but I wasn’t looking to get rich quick, just earn a little bit in time that typically wasted. Some survey companies pay very little, others pay better. Of course, it is not fair to the businesses conducting the research to lie in order to qualify for a survey and they certainly deserve honest and thoughtful answers to their questions. The companies I worked with told me how much the survey would pay and how long it would it would take. Research for the reputable companies.
If you have a great voice, you can make decent money by doing Voice Over at Fiverr.com. You can record Voice Overs in English with American, British, Australian, Canadian or New Zealand accent. Or record it in German, Russian, Spanish, Arabic, French, Italian and in many, many languages. Sign up with Fiverr.com. Once you get the order, you can turn around and quickly record at the nearest studio or simply record it on your own computer if it’s clear.
Rather than making money through subscriptions, YouTube channels are based on a traditional advertising system. Meaning the more viewers you get, the more you make. Once you’re approved for the YouTube Partner Program and can start including ads on your videos, with every 1,000 views, you will make approximately $2-$4. Which might not seem like a lot, but if you have 100 videos with 5,000 views a month each, that would be $1,000–$2,000 already. Just imagine if your videos start hitting millions of views!

#3. Almost zero expense to start. You can open your account with Robinhood, for example, and trade stocks for free. Almost zero expense to open an account and zero expense to trade stocks. Of course, you will need some capital to fund your account. I know. You can start with a small capital just to test the waters. Compare that to blogging, affiliate marketing and drop shipping which may require some up-front expense to start, in addition to your capital.


Jay Abraham As Founder and CEO of Abraham Group, Inc. (Los Angeles, California), Jay has spent his entire career solving problems and fixing businesses. He has significantly increased the bottom lines of over 10,000 clients in more than 400 industries, and over 7,200 sub industries, worldwide. Jay has dealt with virtually every type of business. He has studied, and solved, almost every type of business question, challenge and opportunity.Jay has an uncanny ability to increase business income, wealth and success. He uncovers hidden assets, overlooked opportunities and undervalued possibilities. This skill set has captured the attention and respect of CEOs, best-selling authors, entrepreneurs and marketing experts. Jay’s clients range from business royalty to small business owners. But they all have one thing in common – virtually all of them have profited greatly from Jay’s expertise. Many clients acknowledge that Jay’s efforts and ideas have lead to millions of dollars of profit increase.
Rent out your car when you’re not using it at GetAround.com. Here’s how the program works, simply list your car for free and manage rentals via the GetAround.com website. You set your own rates, hours, and who you want to rent to. Rental earnings are paid on the 15th of the following month, and GetAround.com takes a 40% commission on rentals to cover insurance and customer support.
You may decide to create free videos as extra content for your blog, and not sell them at all. If this is the case then you can still make money from these videos by selling advertising space on them (in the same way as discussed for monetizing podcasts). Once you have high volumes of traffic visiting your blog, and watching your videos, you can charge businesses to advertise at the beginning of your videos. Use website’s like Izea to help you connect with companies willing to pay to advertise on your blog.

I’m working on my software company, I’m charging 3x as much as my competition because I go directly to the businesses, I’m willing to have 1000 awkward conversations and get laughed out of offices, I’m willing to inject myself and my nuts into the business, I’m willing to take 3am phone calls from customers (until I can subcontract that out) and build up a solid long term income generating machine. It will be a real muse requiring only 4 hours a week upkeep. But you have to pay the price now. Most the successful Internet Marketers say about 3 years of solid effort, but I believe you can buy some time back if you’re willing to do the things no one else is. I’m expecting 1 solid year and 1000 awkward conversations till I can take my mini retirement. Are you willing to visit manufacturing companies or wholesalers in person to convince them you’re good for it? Are you willing to then beat them down on price? Are you willing to bargain with shipping companies? Are you willing to go to 20 to get the terms you want and force them to outbid each other and have everyone involved think you’re a cunt? Tim Ferriss would.
Walk around your neighborhood or town and I’m sure you’ll see tons of great local businesses with terrible design. However, with increasingly easy-to-use tools like Adobe Illustrator, Venngage, Stencil, and Visme, just about anyone with a creative mindset and a good amount of motivation can start making money online by being a graphic designer for local companies.
You may decide to create free videos as extra content for your blog, and not sell them at all. If this is the case then you can still make money from these videos by selling advertising space on them (in the same way as discussed for monetizing podcasts). Once you have high volumes of traffic visiting your blog, and watching your videos, you can charge businesses to advertise at the beginning of your videos. Use website’s like Izea to help you connect with companies willing to pay to advertise on your blog.
And this is the rub: Does the success of MyGirlFund tell us something rather profound about how society's changed? Stefan Patrick says yes: "You've hit on a very interesting point that I think deserves more discussion. One trend we've noticed is that young women who grew up on the internet are comfortable carrying on virtual relationships with strangers. They're pros at sexting and don't mind sharing racy photos of themselves, but they have never worked — and will never work — at a strip club, a webcam site, or in the adult film industry.
You will need to ensure that you adhere to a few principles when doing this. You need excellent photos, so investing in a good camera is well worth it here. You also need to ensure a meticulous description of the product, new or used. People appreciate the attention to detail and it will go a long way when trying to sell anything through these bustling online hubs.

Mark Schaefer is the author of The Tao of Twitter, Born to Blog, and Return on Influence, which was named “an essential book” of 2012 by the American Library Association. He is a marketing faculty member at Rutgers University and his blog {grow} is among the top marketing blogs in the world. He specializes in social media strategy/training and clients include both start-ups and global brands such as IBM, AT&T, Johnson & Johnson, and the UK government.
Jeff Walker is an American internet marketer and creator of the Product Launch Formula series of information products. His “formula” has garnered him much praise and many fans in the internet marketing community. He claims that his biggest launch to date made US$3.73 million and since its inception, clients and students have made over US$200 million with their own product launches. He credits this success to the wide applicability of doing product launches in many different markets and niches, such as board games, edible and medicinal plants, wooden doll carving and massage therapy.
This is the thing that made online earning go viral. Nevertheless, blogging isn’t what it used to be. Ten years ago, people used blogs to share their experiences and personal reflections with their closest ones, much like an online diary. Things have dramatically changed, since blogging is now a competitive business. There are still people who blog for the sake of sharing, but most of them have evolved their blogs into money making machines and turned it into a full time job. So why can’t you?
Using Fiverr is a great way to pick up work. Once you have signed up you can advertise your services. Fiver allows you to create your own gigs, whether you are offering web design, digital marketing, writing, or something else. You can choose how much you want to charge (it can be more than a fiver) and people will then contact you if they are interested in working with you. Fiverr will not only help you get experience if you are just starting off as a freelancer, it will also help you earn some extra cash.
If you have a background in a specific field, you may find there is a demand for writing industry papers in your area of expertise. For example, there are often adverts for doctors, lawyers, nutritionists, and business experts from particular niches, to write white papers on different subject areas. These are well paid jobs that you will need to stake your reputation on, but that can often be worked on from the comfort of your own home.
Now, it’s time to plan out your show. If you’re doing an interview-style show, you’ll now want to start getting some guests involved. You can use your existing social network to reach out to people you already know or are connected with on Twitter or Facebook. You can also head to Medium or Amazon to find authors or experts on topics specific to your niche.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
But don't make the mistake of thinking this will be a passive source of income—you're on call whenever you have a guest and you'll always need to keep the place clean for incoming visitors. On top of just renting on Airbnb, consider offering your guests paid add-ons, like Lauren Gheysens', Royal Day Out in London, England—where she gives visitors a local's only tour of the city, complete with bespoke 18th century costumes.

I really like point #1. So many people I talk to are excited about their idea because nobody is doing it or else they don’t want to do something because someone already is. I’m a believer that no competition is a worse sign than a lot of competition. If you were mining for gold back in the day, would you rather be near San Francisco where everyone was finding gold, or would you rather be in New Mexico with no competition (assuming nobody found gold in New Mexico)? The analogy is a little weak, but it gets the point across. Thanks for the great post, and keep up the legendary work.


I used to have fun doing surveys while I watched TV. I was choosy about the companies I used and I never paid to sign up for any. I got about $25 in free BlockBuster movie coupons, cashed out about $25 from another site and did an in house project trial where a company sent me to full size body lotions to use and record information about. I had fun, felt like my input was improving the business world, but I wasn’t looking to get rich quick, just earn a little bit in time that typically wasted. Some survey companies pay very little, others pay better. Of course, it is not fair to the businesses conducting the research to lie in order to qualify for a survey and they certainly deserve honest and thoughtful answers to their questions. The companies I worked with told me how much the survey would pay and how long it would it would take. Research for the reputable companies.
Hi Maria!! Yay!! I definitely think you should go for it 🙂 Stick with it, and you’ll be earning an income from it, too! For your blog name, I would think about what your niche is. If it’s broad, use your name! Lots of bloggers are doing that or rebranding to their own name because it allows them to change topics as they please. Best of luck!! And please let me know if you have questions!!
We’ve all stepped up to the conisgnment store counter to find out that the sweater from J Crew we never had the chance to wear is only worth $3. Womp. By selling your excess or used clothing on apps like Poshmark, you have the freedom to set your price and wait. Poshmark even provides the shipping label for you. If it doesn’t work out, you can always head back to your local consignment store or put the items on Craigslist.
Even if you have found the perfect way to make money online for you, always keep your eyes open for new and more exciting opportunities. There are many sources where you can see what the upcoming trends are and can easily find your new niche. Whatever you do, just make sure you’re communicating with as many people as possible and follow blogs and websites for relevant information, so you’ll never be outdated.
Teaching and tutoring English as a second language is a great way to make money online, not to mention open some doors for you to travel the world if you'd like. While full ESL (English as a Second Language) accreditation is recommended, as long as you’re a native speaker and have the ability to teach, there are people in countries such as Hong Kong or the UAE who are willing to pay upwards of $25/hr for you to tutor them English via Skype. Check out Indeed, Learn4Good and Remote.co for remote english tutoring jobs or sign up on a specialized site like VerbalPlanet or Chegg Tutors.
Create a killer course experience: With your course validated and in the works, you need to figure out how people will take it. Most course creators choose to host their courses from their own websites. This way, they get all the value of bringing customers back to their site on a regular basis. I host my own courses from a subdomain on my own site so I can easily add more. The course experience is incredibly important as well. And after trying most of the solutions, I highly recommend Teachable—an online platform designed specifically for courses.
"Thats what makes MyGirlFund human," she says. "People don't just want to talk about sex all the time, and if they do, it's nicer to talk about it to someone you feel you connect with, and that's one reason why the social side of MyGirlFund is vital, and a very good idea. Personally, I've never been in a situation where someone's come on too heavy or serious. I get the impression the majority of guys here know what's appropriate."
Thanks to the internet there are now a wide assortment of ways to make money online. So if you are stuck in a dead-end job and would like to change your life around then this guide will provide actionable strategies to enable you to do so. Whether you are looking for ways to make a bit of extra money, or create a full-time income stream, there are plenty of opportunities to do so, all online and from the comfort of your own home.
Once you have your market, decide on your sub-market. For example, if you're in the wealth market, your sub-market could be passive income. It could be flipping real estate contracts. And so on. Your sub-market is going to define your voice. What will you speak about? What will you preach? If it's health, your sub-market might be personal development or weight loss or something else.

There are things like solo ads that you can buy or join up with JV partners to help sell whatever it is that you're peddling. But at the outset, you're going to find it difficult to succeed in the internet marketing field. Ensure that you learn the right skills along the way so that you can become an effective online marketer. It doesn't matter how slow you go, as long as you don't stop, you'll reach your goals.
Before we go any further, let’s talk about the difference between active income and passive income. This distinction will be paramount to your ability to produce serious capital on the web. So what is passive income? Passive income, if you don’t already know, is income that’s earned automatically. It doesn’t require much maintenance once that income stream has been created. However, it does require an enormous amount of effort at the outset to establish that stream of income.

If you have a fondness and talent for taking pictures you can make extra money online by becoming a stock photographer and selling your images to a stock photo company like ShutterStock or iStockPhoto. You’ll get royalties every time someone licenses an image you’ve submitted. To really be successful, build your own photography website to be able to showcase your portfolio and start getting higher-paid private corporate work. 

However, not matter what method you choose to make money online, understand that you might be able to make some money fast, but for the sizable returns, you'll need significant sweat equity. However, a year from now, you'll be happy you started today. Remember, time is far more valuable than money. Focus on creating passive income streams that will free up your time so that you can quit the rat race and focus on the things that matter. That's the important thing here. 
Paypal – Paypal is one way for you to accept payment for your website, goods and services. It's very easy to set up. FYI – You can donate some of your hard earned money to me for producing this helpful and free guide for you. Paypal accepts all major credit cards, to make a donation you do not even need a Paypal account. But you will likely need to open a Paypal account to receive payments.
If you have experience as a personal assistant, secretary, admin assistant, or something in a similar field, then becoming an online PA may be a great role for you. Many professionals want someone to help organize their business and personal affairs. Jobs could include sending emails, managing financial affairs, booking flights and arranging day to day activities. If you are interested in this line of work there are many PA agencies that are crying out for reliable assistants.
Great article. When I decided to go into online marketing I went into it with open eyes. I had great expectations and dollar signs in my eyes. I was going to be a millionaire in two years. Then reality set in. But I love this business and I’ll keep plugging away. I may never get “rich” but I love what I’m doing and always learning something new and that to me is what rich is all about.
I’ve been blogging for three years and am consistently making $2,000+ per month. I work no more than 10 hours a month on my blog. While it took a while to start making consistent income (about a year of solid work), the income is now relatively passive. Blogging is a huge passion of mine and I encourage everyone who enjoys writing and wants to earn extra money to start a blog.
Thanks to the internet there are now a wide assortment of ways to make money online. So if you are stuck in a dead-end job and would like to change your life around then this guide will provide actionable strategies to enable you to do so. Whether you are looking for ways to make a bit of extra money, or create a full-time income stream, there are plenty of opportunities to do so, all online and from the comfort of your own home.
Starting a podcast, like making a YouTube channel or blog, comes down to telling interesting stories and building an engaged audience. I’m probably sounding like a broken record by now, but you need a niche that you’re interested in and there’s already a demand for. Come up with a list of topics you’d like to talk about and then search iTunes charts, Google Trends and other podcast research sites like cast.market to see what’s currently out there and popular.

Hey [NAME], love what you’re doing on [Insert Platform]. My name is [Your Name] and I’m the head of SEO at [Your Agency]. I noticed that you have a large following on [Platform], but I wanted to give you a heads up that you’re missing out on approximately [INSERT TRAFFIC ESTIMATE] website visitors every month. Can I send you a quick video showing you how you can capture this traffic you’re missing out on?


As a freshman at Indiana Wesleyan University, Ryan started a small internet business from his dorm room to help pay his tuition . . . and by the age of 20, he was earning a 6-figure income and other online ventures – all while continuing to study full time. Needless to say, Ryan’s “side business” allowed him to graduate debt free – with a nice chunk of change left over.
What is better than having your own business? Not having to invest in it initially, of course. There are endless possibilities for what you can do to earn cash online and most of them require little to no investment. Starting an online business may cost you a little sum but taking separate gigs for extra bucks has no monetary obligation.Anyone can start making money off the internet right now.
If you have previous experience as a computer programmer, or have skills in this field, then there is plenty of work you can pick up as a freelancer. If lack of confidence is holding you back, then Free Code Camp is an excellent way to get your foot in the coding door. This organization provides free courses where you will build real-life apps and programs, giving you experience and plenty to add to your CV.
Once you have decided what type of product you are going to sell, you need to decide where to sell them. Selling merchandise on Amazon or eBay aren’t your only options. Creating your own eCommerce store is another way to promote your products and generate sales. Once you have decided what you are going to sell, whether it is white labeled products, your own designs, or other people’s merchandise, you can set up an eCommerce website to display these products.

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Thank you for writing this. I have been LURKING for years, never commenting, but enjoying and sharing the content. Everything you said is true, I have been writing, blogging, started a Youtube Channel (800 videos now), and Instagram. Funny thing if you share food, workout pictures and motivational stuff its crazy popular. Love the blog, believe more folks would be happier working for themselves if they can keep debt under control or expenses low. Energy levels super high now that I started green smoothies everyday and adding weights to my workouts.
A spin-off for web designers is to offer a landing page creation service. Well optimized landing pages can be the difference between a successful and a failing business. And, as creating the perfect landing page isn’t easy, this is a service many businesses are prepared to pay for. I know people who are earning 6 figures per year and all they do is create landing pages for businesses. There’s serious money to be made.
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There are quite literally hundreds of clever ways to make money online. From taking online surveys, to renting or selling your old clothes, flipping your iPhone to someone in a different country, and even buying low-cost products locally, just to resell them for a higher price on Amazon. There’s truly no shortage of unique ways to make money online.

Writing copy for websites is another great freelancing option for those who have a way with words. Copywriting can involve writing the text for websites, press releases, promotional offline materials including leaflets and brochures, and any other professional text for businesses. Writing copy can be better paid than blog writing. However, clients can be more fussy, as they want the highest quality writing for the forefront of their website or advertising campaigns. Many freelance writers offer both copywriting and blog writing amongst their services. This can be a good way to juggle regular but lower paid clients (blogging) with the higher paid but ad-hoc project based copy work.
If you ever thought on How to make money online in 2018, then hop in, because this is beginner’s guide to money making online. I can also assure you that with this guide, you can build your online income, platform, and a career. So, if you ever thought about the right idea or the proper guidance on working online from home to make money, then this post can be a life changer.
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