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Still, unless you have a lot of copper pipes lying around the garage, or bags and bags and bags of old soda cans, realistically, we’re probably talking about getting $5 to $20 back. Not all online personal loan services are bank funded. Some are funded by individual investors. Lending Club and Prosper offer investment opportunities to individuals who want to fund loans, portions of loans or loan portfolios. Typically, investors are repaid the amount they loaned plus interest. This is not the same as peer-to-peer lending, but rather, it's an investment for individuals with capital. Prosper investors have funded over $6 billion in loans. Perfect solution to creating Facebook Ads for my Business. Phoenix, AZ Word Finder Surely you have heard all the mania surrounding Bitcoin and other cryptocurrencies. 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