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This has to of been the BIGGER mistake I've ever made in life & I urge anyone to consider other options before taking out a car title loan from Fast Money Loan or any car title loan place in general. My car was bought & paid off. At the time a friend came to me or so I thought he was a friend. He asked me to take out a loan for him because he needed the money & that he would pay me back the loan if I agreed to get it & help him. So I contacted Ross who set me up an appointment. The day I went up there, the friend I agreed to help drove my car up there to them while I was in the passenger seat, on pain medication & in lots of pain. When we arrived the staff new I was in pain & on a narcotics, you think they would of stopped the loan transaction knowing that I was under medication but they didn't. During the signing of the papers I remember being asked "If I was under any type of medication & I answered yes". I also remember being told "If the agent doing my loan thought I fully didn't understand what was going on that they would refuse the loan & not do it" but they continued. Anyways to make a long story short...I left with a loan for my friend in the amount of $3,000 a month later I made the 1st payment not the friend I helped him & he began denying that he received the money at all, so like an adult I still responsible for the loan. Now this business does practice bad business ethics by that I mean this..when u take out the loan they ask u if ur on any type of medication which they also state if u are they won't complete the loan bcus ur on medication. The day I took out the loan I was under a narcotic for pain, yet knowing I couldn't drive, could hardly walk & even mentioned to them I was on medication they still went through with the loan. The interest rate is so high that it takes you forever to pay the loan back to them. They also don't tell u if u make lump sum payments like I did that even though the loan would go down so you think hey I don't have to pay on the loan for 2 months....yet they don't tell you that interest still gets applied to it daily your loan, so as ur thinking the loan went down its getting right back up there. There office staff is nice but can be a pain to. They will call u the day the loan is due to remind you about your payment due & if ur at work & don't answer ur phone they will harass u all day long. Onetime I got 7 phone calls from them in a 3 hr time span it was crazy. The loan i took out really never went down due to interest & late fees. So after having this loan 4 years & it never going down i eventually bought a new car and ended giving Ross a really nice Honda Civic. So the bottom line of the story is never ever agree to help anyone out money wise bcus u will get burned..Also title loans are not acceptable & will cause u so much grief, over all ur better struggling if you can do it. The office staff lacks communication, when they say onething they don't remember it when asked about it again & overall in my case...lesson learned. .
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