M3 Money Club Jackie DeAngelis actually sat in with Friday's Halftime panel at Englewood Cliffs to discuss oil. Philip Peter This has to of been the BIGGER mistake I've ever made in life & I urge anyone to consider other options before taking out a car title loan from Fast Money Loan or any car title loan place in general. My car was bought & paid off. At the time a friend came to me or so I thought he was a friend. He asked me to take out a loan for him because he needed the money & that he would pay me back the loan if I agreed to get it & help him. So I contacted Ross who set me up an appointment. The day I went up there, the friend I agreed to help drove my car up there to them while I was in the passenger seat, on pain medication & in lots of pain. When we arrived the staff new I was in pain & on a narcotics, you think they would of stopped the loan transaction knowing that I was under medication but they didn't. During the signing of the papers I remember being asked "If I was under any type of medication & I answered yes". I also remember being told "If the agent doing my loan thought I fully didn't understand what was going on that they would refuse the loan & not do it" but they continued. Anyways to make a long story short...I left with a loan for my friend in the amount of $3,000 a month later I made the 1st payment not the friend I helped him & he began denying that he received the money at all, so like an adult I still responsible for the loan. Now this business does practice bad business ethics by that I mean this..when u take out the loan they ask u if ur on any type of medication which they also state if u are they won't complete the loan bcus ur on medication. The day I took out the loan I was under a narcotic for pain, yet knowing I couldn't drive, could hardly walk & even mentioned to them I was on medication they still went through with the loan. The interest rate is so high that it takes you forever to pay the loan back to them. They also don't tell u if u make lump sum payments like I did that even though the loan would go down so you think hey I don't have to pay on the loan for 2 months....yet they don't tell you that interest still gets applied to it daily your loan, so as ur thinking the loan went down its getting right back up there. There office staff is nice but can be a pain to. They will call u the day the loan is due to remind you about your payment due & if ur at work & don't answer ur phone they will harass u all day long. Onetime I got 7 phone calls from them in a 3 hr time span it was crazy. The loan i took out really never went down due to interest & late fees. So after having this loan 4 years & it never going down i eventually bought a new car and ended giving Ross a really nice Honda Civic. So the bottom line of the story is never ever agree to help anyone out money wise bcus u will get burned..Also title loans are not acceptable & will cause u so much grief, over all ur better struggling if you can do it. The office staff lacks communication, when they say onething they don't remember it when asked about it again & overall in my case...lesson learned. .
Ruth CNBC's "Fast Money" I called and spoke to one of the worst customer service managers possible, Ross. I explained the criminal problem and Ross not only took offense but stated that their employees don't steal, period. Ross was extremely rude, cut me off, did not even consider following up with the theft from their company and refused to give me his last name. After that horrible experience, I had to call again to follow up myself and spoke to another manager, Dana. Dana was at least understanding of my concern, however he too had his head in a hole and denied any possible fault with his employees reputation.
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Find out how to make more money through side-hustles, investments and selling things online. How would you like free, expert advice and a free t-shirt? Send Scott your question you want answered on the show. We'll let you know when it airs. Live Like A Financial Rock Star
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Jim Lebenthal, who had a quiet show on the heels of Judge's Monday bashing about "fully invested," finally mentioned ROKU, his massive bust from February that he touted at 42 saying it was going back to 50 when he should've said it was going to 30. (This writer is long ROKU.)
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